MOEPHOSIS CONCEPTS respects the privacy of all our customers and business contacts, and is committed to safeguarding the personal data you provide to us. Please read this Privacy Policy to learn more about the ways in which we collect, use and protect your personal data. We want you to fully understand our privacy practices.
This Privacy Policy applies to the services available on or through MOEPHOSIS CONCEPTS’s and all related domains and sub-domains (“Site“). This Privacy Policy describes the data that we collect from you and how we may deal with that data, in the course of our normal business operations.
Access to and use of the services available on or through the Site is conditional upon acceptance of MOEPHOSIS CONCEPTS’ Conditions of Access, into which this Privacy Policy is incorporated by reference and which this Privacy Policy is an integral part of. By accessing and/or using the services
available on or through the Site, you hereby acknowledge you have read MOEPHOSIS CONCEPTS’s Conditions of Access and this Privacy Policy, and that you are expressly agreeing to the Conditions of Access and expressly consenting to our collection, use and disclosure of your personal data in
accordance with this Privacy Policy. If you do not agree to the Conditions of Access and/or do not consent to such collection, use and disclosure of your personal data, please do not access or use the services available on or through the Site.

Privacy Policy
1. Data Collection and Use

1.1 We collect your personal data in our own capacity and for our own use, and such use of your personal data by MOEPHOSIS CONCEPTS shall be governed by the terms of this Privacy Policy.

1.2 We collect and use your personal data to allow us to provide services and features to meetyour needs, and to customize and improve our services to make your experience more secure and convenient. We only collect personal data about you that we consider reasonably necessary for achieving these purposes.

1.3 If you choose to use our services, we may require you to provide contact and identity information and other personal data as indicated on the forms throughout the Site. Where possible, we will indicate which fields are mandatory and which fields are optional.

1.4 In general, we collect and use your personal data to facilitate our provision of the services requested by you. We will maintain a file about you and your use of our services. We will collect, use and retain the data in your file, and such other data that we may obtain from time to time in connection with your current and past activities on the Site, for as long as the purpose for which the data is collected continues or where otherwise necessary for legal purposes or the purposes of our normal business operations. Thereafter, we will destroy or delete the data, or remove the means by which the data can be associated with you. The abovementioned purposes may include but are not limited to: resolving disputes; troubleshooting problems; helping promote secure trading; collecting fees owed to us; conducting surveys, obtaining customer feedback and measuring consumer interest in our products and services; communicating with you; customising and optimising your experience on the Site; detecting and protecting us against error, fraud and other criminal activity; and such other purposes as may be notified to you before or at the time of collection or use of the data.

1.5 We may also look across multiple users to identify problems or resolve disputes, and in particular, we may examine your personal data to identify users using multiple user-IDs or aliases. We may also compare and review your personal data for errors, omissions and/or accuracy.

1.6 Under some circumstances, we may require certain financial information from you. We use your financial information (including credit card information) only to verify the accuracy of your name, address, and other information, to detect any fraud or other criminal activity, and to bill you for your use of our services.

2. Marketing opt-in and opt-out provision

2.1 When you register for a MOEPHOSIS CONCEPTS account, you will automatically be opt-in to receive marketing information via email from: MOEPHOSIS CONCEPTS. This information will include the latest news on Services, including promotions, contests and/or lucky draws.

2.2 Once you opt to receive marketing information from MOEPHOSIS CONCEPTS:

2.2.1 We will use your email address to inform you about online and offline offers, products, services, and updates and send you our e-newsletters and/or electronic direct marketing materials.

2.2.2 If you change your mind at any time and wish to un-subscribe from MOEPHOSIS CONCEPTS’s marketing material, you may easily do so via the unsubscription link found on each email, or through our hotline at +65 6345 8731.

3. Sharing with and Disclosure to Third Parties

3.1 As a matter of policy, your personal data will not be shared or disclosed to third parties (whether for their marketing purposes or otherwise) without your consent. However, we reserve the right to disclose your personal data to our third party service providers (including any third party service provider which hosts or manages data from this Site; credit, debit and charge card companies, banks and other entities processing payment instructions given by you through this Site; lawyers; auditors; any other agents or subcontractors acting on our behalf), government or regulatory
authorities, and/or Providers for the purpose of Service Administration, to the extent required in the normal course and scope of our business in the provision of our services, and where required or permitted by applicable law, statute, stock exchange regulation or by-law, regulatory or governmental order or court order. Our Providers may in turn disclose your personal data to their third party service providers to the extent required for Service Administration.

4. Security

4.1 Your privacy is important to us. We put in place reasonable security arrangements (which shall at least be equivalent to industry standard practices) to protect your privacy and personal data, in such manner and to such extent as we deem reasonably appropriate to prevent unauthorised access, collection, use, disclosure, copying, modification, disposal or similar risks. However, there is no such thing as “perfect security” and we do not guarantee in any way, and you should not expect, that your personal data or private communications will always remain private and/or safe from any abuse or misuse by third parties.

4.2 MOEPHOSIS CONCEPTS employees are required, as a condition of their employment, to treat personal data held by MOEPHOSIS CONCEPTS as confidential, and to maintain the confidentiality of that personal data.

4.3 As “perfect security” does not exist, MOEPHOSIS CONCEPTS does not represent or warrant that there will not be, and hereby disclaims any responsibility or liability directly or indirectly arising outof or in connection with, any loss, theft, or unauthorised access, collection, use, disclosure, copying, modification, disposal or similar actions with regard to any data held or maintained by us.

5. Accessing and Updating your Data

5.1 If you wish to access, update or otherwise change or remove any personal data that you provide for MOEPHOSIS CONCEPTS’s use, please contact us at: our hotline +65 6345 8731 for assistance.

6. Changes to the Privacy Policy

6.1 MOEPHOSIS CONCEPTS reserves the right to amend its prevailing Privacy Policy at any time and will place any such amendments on this Site.

7. Governing Law

7.1 This Privacy Policy is governed by and shall be construed in accordance with Singapore law, without giving effect to any principles of conflicts of law. By accessing this Site and providing personal data or information requested, you agree to submit to the non-exclusive jurisdiction of the Singapore courts.


8.1 If you have further questions about this Privacy Policy or wish to contact us regarding our privacy practices and policies, please do not hesitate to contact us at +65b 6345 8731. You can also write to us at 15 Shaw Road #08-02 Singapore 367953.